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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Comments:

You are on page 175 of 177, other pages: 1 2 3 172 173 174 [175] 176 177
2017-11-16, 03:10:43
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2017-11-16, 03:14:43
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2017-11-19, 07:27:14
anonymous from United States  
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2017-11-21, 04:05:01
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2017-11-24, 13:22:37
anonymous from United States  
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2017-11-24, 13:24:38
anonymous from United States  
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My dear brothers and sisters, My name is Pastor Louis Suleman.I am the general Overseer of the Church of Christ Foundation Ministry. I just came across this website while searching for an information on the internet and i found out that there are a lot of where to get a loan this YEAR 2017 to start up a business or expand their existing business. My Godly conscience will not allow me to keep quiet and not to direct people to a genuine place where i got loan from a foreign private loan company with just 2% interest rate without stress bypassing the rigorous processes of our local commercial banks. Sometimes late LAST MONTH when we where looking for funds to expand our church. A fellow Pastor directed me to this foreign private loan company where he had also gotten his loan. I was told to contact one of them via ( slivinumarko@yahoo.com ) We applied for an unsecured loan of $650,000USD to expand our ministry and within 48 hours working days, the whole process was completed. When we announced to our church family members after one week that the loan was approved and the note to the local bank had been paid, applause filled the worship center. NO COLLATERAL REQUIRED. NO CREDIT CHECK.The loan application process was explained clearly and [they] walked us through every aspect.So my brothers and sisters while surfing the internet, i decided to stop by and share this information because information they say is power. Who knows, your financial breakthrough this 2017 may just be this little piece of information when acted upon. if there is anyone here looking for a loan, contact them through their email and by the special power of the almighty, 2017 will be your financial breakthrough in thy mighty name of JESUS….GOD BLESS YOU ALL. HURRY NOW AND CONTACT THEM TODAY: slivinumarko@yahoo.com
This image was also posted here:
Well-respected bank offering Payday loans



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2017-11-24, 13:25:30
anonymous from United States  
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This image was also posted here:
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans



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2017-11-26, 03:08:11
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2017-11-26, 06:52:15
dantecooperativehelp@hotmail.com from United States  
Hello Everyone!
I am Maria Waves, currently living in Texas city, USA. I am a widow at the moment with Four kids and i was stuck in a financial situation in JUNE and I needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Co-operative Runs by A MAN of God a private loan lender who gave me a loan of 850,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 3% interest rate and better repayment plans and schedule, please contact Mr. Dante Paola via email: dantecooperativehelp@hotmail.com He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more. You can contact him through his email: dantecooperativehelp@hotmail.com


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2017-11-27, 01:55:53
anonymous from United States  
rating
Hello Everyone!
I am Maria Waves, currently living in Texas city, USA. I am a widow at the moment with Four kids and i was stuck in a financial situation in JUNE and I needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Co-operative Runs by A MAN of God a private loan lender who gave me a loan of 850,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 3% interest rate and better repayment plans and schedule, please contact Mr. Dante Paola via email: dantecooperativehelp@hotmail.com He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more. You can contact him through his email: dantecooperativehelp@hotmail.com
2017-11-27, 08:18:55
anonymous from United States  
Do you need hackers for hire? Do you need to keep an eye on your spouse by gaining access to their emails? As a parent do you want to know what your kids do on a daily basis on social networks ( This includes facebook, twitter , instagram, whatsapp, WeChat and others to make sure they’re not getting into trouble? Whatever it is, Ranging from Bank Jobs, Flipping cash, Criminal records, DMV, Taxes, Name it, We can get the job done. We’re a group of professional hackers with 25 Years+ experience. Contact at ghosthacker014@gmail.com..Send an email and Its done.
You are on page 175 of 177, other pages: 1 2 3 172 173 174 [175] 176 177

 

 

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