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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Comments:

You are on page 190 of 194, other pages: 1 2 3 187 188 189 [190] 191 192 193 194
2018-07-28, 03:20:25
muis147  

I am a direct Mandate to a genuinely Muis Investment Finance Company and providers offering Financial Instruments such as BG/SBLC/MTN/LC/DLC on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project.

We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

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2018-07-31, 10:53:21
anonymous from United States  
Sir,

We, Pure Gold Bullion Investments Ltd with UK Company Registration N0:008546487 are the end seller of Gold Bullion Bar,Gold Dore Bar,Gold Dust and Rough Diamond in small and large quantities.

We are searching for customers /representatives who can help us establish a medium of getting to our customers all over the world.

Please, if you are interested in transacting Gold Bullion Bar,Gold Dore Bar, Gold Dust and Rough Diamond business kindly contact us via our email address for our FCO as we are ready to sign long lasting gold supply contract with the end buyers World wide.


We are also in Joint Venture (JV) with a financial instrument provider company of BG,SBLC,MT109,MT799,MT760,discounting and project funding. In addition,we have an excellent professional relationship with many banks,stock brokers, financial institutions and consultants all over the globe.

We have a proven track record of Excellence, speed and reliability.
Accept our kindest regards as we move your business to the next level.
Our banks will send pre advice without any upfront charges for Purchase and Lease.

So if you have any gold bullion buyers that is looking for BG/ SBLC,DLC/LC provider that will issue him BG/SBLC to buy our gold bullion let us know for more details as our Joint Venture (JV)financial instrument company will handle same.


We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.

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Email:david4pgbi@gmail.com
Contact Phone No: +447924339472
2018-08-01, 01:03:42
WALSH ROBERT  
We are authorized Financial consulting firm that work directly with
A rated banks eg Lloyds Bank,Barclays Bank,hsbc bank etc

We provide BG, SBLC, LC, LOAN and lots more for client all over the world.

Equally,we are ready to work with Brokers and financial
consultants/consulting firms in their respective countries.

We are equally ready to pay commission to those Brokers and financial
consultants/consulting firms.

Awaiting a favourable response from you.

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email : info.iqfinanceplc@gmail.com
skype: cpt_young1
Tel contact: +447031968934
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2018-08-01, 04:18:06
anonymous from United Kingdom  
rating
We can deliver Financial service/instruments(BG/SBLC/MTN/DLC/LC) at an affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 99% of our clients are satisfied with our work whether it is business or financial service.

Purchase rate : 32% + 2%
Lease rate : 3% + 2%

Once the transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you.

Please contact for advise with full details for our financial solution services.

Taylor Gregory
moathfinance@outlook.com
Skype... moathfinance@outlook.com
2018-08-03, 11:10:28
anonymous from United Kingdom  
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Leon Tourish
E-mail : abdovfinancial@gmail.com
Skype id : abdovfinancial@gmail.com
2018-08-05, 08:23:07
anonymous  
Я г-н Кларк Барри, законный и уважаемый кредитор денег. Мы от LOAN FIRM. С финансовой помощью. Мы предоставляем средства частным лицам, нуждающимся в финансовой помощи, которые имеют плохой кредит или нуждаются в деньгах для оплаты счетов, для инвестиций в бизнес. Вы искали кредит? Мы предлагаем кредит от 5 000,00 мин. до 20 000 000,00 при низкой процентной ставке 3% свяжитесь с нами. Адрес: luthors.corploanfirm@gmail.com

3% -ное предложение кредита применяется сейчас


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2018-08-05, 18:31:21
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2018-08-05, 18:31:22
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2018-08-07, 00:08:24
info.iqfinanceplc@gmail.com  
We are authorized Financial consulting firm that work directly with
A rated banks eg Lloyds Bank,Barclays Bank,hsbc bank etc

We provide BG, SBLC, LC, LOAN and lots more for client all over the world.

Equally,we are ready to work with Brokers and financial
consultants/consulting firms in their respective countries.

We are equally ready to pay commission to those Brokers and financial
consultants/consulting firms.

Awaiting a favourable response from you.

Best regards
WALSH SMITH, ROBERT
email : info.iqfinanceplc@gmail.com
skype: cpt_young1
Tel contact: +447031968934

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2018-08-07, 04:32:06
anonymous  
MAXIMUS IQ DEVELOPMENTS LIMITED
Registered no: (05889743)

Registered office address:
3 Montpelier Avenue, Bexley, Kent, England, DA5 3AP

We are international financier, trust Consultant of worldwide development prime lending's. We are Specialist of funds, loans, bank guarantees. We are working with large lending's affiliated to a corporate consortium group operators and providers of Bank Financial Instruments. Through this large lending's, Trade group consortium, we can arrange the following services as their trust consultant, Worldwide project financing, Loans, BG, SBLC, Discounting, Project Funding, Letter of credit, and lots more for investors.

Our lease rate is 4+2, purchase rate is 32+2.

If you are interested contact us immediately.


For all inquires Contact:
Contact: Darrell Berg
Email: info.maximusiqdevelopments@consultant.com
2018-08-07, 05:46:53
anonymous  
Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in Ireland. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 4+2% and Sale at 32+2%.

Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with draft Contract/MOU within 48hrs maximum.

Please request for full procedure details if interested.

For further inquiry contact:
Name : Leon Tourish
E-mail : abdovfinancial@gmail.com
Skype id : abdovfinancial@gmail.com
2018-08-10, 04:30:22   (updated: 2018-08-10, 04:31:54)
anonymous from Nigeria  
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2018-08-10, 17:50:41
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2018-08-10, 19:48:01
anonymous from United States  

Contact: Gary Snyder
Skype ID: readysteadyfinancesltd
Email: readysteadyfinancesltd@gmail.com
Tele: +447031912976

PARTICULAR INSTRUMENTS BANK

Instrument: Fully Cash / Bank Guarantee (Standard ICC format)
Age: Fresh Cut
Interest Rate: ZeroCoupon
Duration: One (1) year and One (1) day
Currency: USD / Euro
Menu Bank: WEB Top
Amount: As Suggested by Beneficiaries
Initial Deposit: Applies to Instrument Value Required
Invoice Price: Four (4%) Percent of Face Value minus Paid Initial Payment
Intermediate Fee: One Percent (1%) of the Face Value is paid by the Beneficiary
Tranche: As per the agreed tranche schedule
Shipping: Swift MT799 / MT760
Payment: Swift MT103 (Wire Transfer)
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You are on page 190 of 194, other pages: 1 2 3 187 188 189 [190] 191 192 193 194

 

 

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