DelphiFAQ Home Search:

Well-respected bank offering Payday loans

 

comments2340 comments. Current rating: 5 stars (313 votes). Leave comments and/ or rate it.

A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

--------------------------------------------------------------------------------
U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
--------------------------------------------------------------------------------
Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Content-type: text/html

Comments:

You are on page 134 of 156, other pages: 1 2 3 131 132 133 [134] 135 136 137 153 154 155 156
2016-10-07, 09:17:58
anonymous from Singapore  
rating
Hello Dear
In case you are in need of financial instruments like BGs SBLCs MTNs,LCs etc from AAA rated banks. I can be of help because I am next to a provider of good and reliable banking instruments.

Description of Instrument:
1.Instrument: Bank Guarantee (BG)/SBLC
2.Total Face Value: MINIMUM 1MILLION EURO/USD - MAXIMUM 100BILLION EURO/USD
3.Issuing Bank: HSBC London or AA rated Bank in Western Europe or USA.
4.Term: One Year, One Month
5.Leasing Price: 3% of Face Value plus 0.5% Lessor agent [Closed] & X% Lessee agent (open)
6.Delivery: SWIFT TO SWIFT
7.Payment: WIRE TRANSFER
8.Hard Copy: Bonded Courier within 7 banking days.

Feel free to add me
Mr Ronald Rajnesh Gounder
Email:grounesh.advisory1@gmail.com
Skype:grounesh.advisory
2016-10-09, 04:39:52
anonymous from United States  
rating
l am interested to apply for a loan facility from any of the above-named loan facilitators.
l reside and work in Nigeria, West Africa where l want this loan to be transfered to.
Does this facility applicable to people residing outside Europe?
I will provide all the necessary information required by law to facilitate the liquidation of the security of the loan.
Thanks for your anticipated cooperations.
I remain,
Yours sincerely,
Tijani Abdul R.
2016-10-09, 04:43:14
tijoy4u@gmail.com from United States  
rating
l am interested to apply for a loan facility from any of the above-named loan facilitators.
l reside and work in Nigeria, West Africa where l want this loan to be transfered to.
Does this facility applicable to people residing outside Europe?
I will provide all the necessary information required by law to facilitate the liquidation of the security of the loan.
Thanks for your anticipated cooperations.
I remain,
Yours sincerely,
Tijani Abdul R.
This image was also posted here:
Dating scammer Elizabeth Amponsah
Dating scammer Annie Marie Loutctos
Dating scammer Esther Ansomaa from Accra, Ghana



Keywords:
2016-10-10, 08:16:41
anonymous from United States  
Good Day,

Are you in serious need of a Trusted loan from a Trusted Company? You have nothing to worry about, amazon finance loan is here for you,to offer you any type of loan you may
need,business loan,personal loan,home loan, auto loan, student loan, debt
consolidation loan, unsecured loan, venture capital etc… OR Were you
refused a
loan by a bank or any financial institution for any reasons? You
are in the right place for your loan solutions! Mr. morgan of amazon finance Loan
is here to help you with a fast and easy loan from a well trusted loan
company, all you just need to do is
contact us via email: amazon.finance@aol.com

Note: While applying for a loan from us, you are to fill out this loan
application form below.

1) Your Full Name:
2) Your Country:
3) Amount Required:
4) Loan Duration:
5) Gender:
6) Date of Birth:
7) Marital Status:
8) Occupation:
9) Monthly Income:
10) Phone Number:
11) Purpose For Loan:
we await your swift response now....
Regards.
Mr.MORGAN Edmond.
2016-10-10, 09:11:44
Daura  
Do you need hackers for hire? Do you need to keep an eye on your spouse by gaining access to their emails? As a parent do you want to know what your kids do on a daily basis on social networks ( This includes facebook, twitter , instagram, whatsapp, WeChat and others to make sure they're not getting into trouble? Whatever it is, Ranging from Bank Jobs, Flipping cash, Criminal records, DMV, Taxes, Name it,he will get the job done.He's a professional hacker with 20 Years+ experience. Contact him at dragonhhacker@gmail.com ... Send an email and Its done. Its that easy, Daura referred you
2016-10-10, 09:29:50
anonymous from San Jose, United States  
So many hackers out there and most of which are SCAMMERS. But a good number of ones like alienpredator0102@gmail.com can be TRUSTED.
To mention but a few, I hack: company records and systems, credit cards, monitor any phone and email address, bank accounts, retrieval of lost file/documents, all social media accounts,etc.
Feel free to discuss any thing with us.
Basically i perform all sort of hacks and penetration into any and i mean literarilly any database.

Contact alienpredator0102@gmail.com

FOR QUICK, RELIABLE AND GUARANTEED RESULTS
HACKING MADE EASY!!!
2016-10-12, 18:52:35
daniel roland from United States  
My wife was so smooth at hiding her infidelity so I had no proof for months, I was referred to some hacker and decided to give him a try.. the result was incredible because all my cheating wife's text messages, whatsapp, facebook and even phone conversations was wired directly to my cellphone. hackintechnology helped me put a round-the-clock monitoring on her and I got concrete evidence and he showed me proof..if your spouse is an expert at hiding his cheating adventures Contact: hackintechnology@gmail.com
2016-10-13, 19:56:13
from United States  
Good day

I am a financier I am willing to lend out loans with the interest rate
of 3% and with in the amount of $10,000 to $500,000,000 as the offer may be, I
offer loan to all categories of people, firms, companies, all kinds of
business organizations, private individuals and real estate investors,
I give out loans at very cheap and moderate rates.

I am a certified, registered and legit lender. You can contact me
today if you are interested in getting this loan, contact me for more
information about the loan process, process like the loan terms and
conditions and how the loan will be transferred to you. I need your
urgent response if you are interested. You are to contact me with this
email : dawsonmccarthyloanfirm@gmail.com
Thanks.
2016-10-14, 17:41:23
anonymous from United States  


I Basically think we all don't have to face all these deceit and lies from our spouse...in a case of mine wen i got sick and tired of all the lies and deceit i had to contact a friend of mine to get me the contact of one of the best hackers in the states ..then i met cyberhacksolutions@gmail.com..He saved me from the lies of my cheating wife by hacking her phone..Incase you need help with hacking any phone or account or other jobs contact him via email/phone (CYBERHACKSOLUTIONS@GMAIL.COM) or +1 916 378 4978 Tell him i reffered you.He will help you
2016-10-14, 17:41:56
anonymous from United States  


I Basically think we all don't have to face all these deceit and lies from our spouse...in a case of mine wen i got sick and tired of all the lies and deceit i had to contact a friend of mine to get me the contact of one of the best hackers in the states ..then i met cyberhacksolutions@gmail.com..He saved me from the lies of my cheating wife by hacking her phone..Incase you need help with hacking any phone or account or other jobs contact him via email/phone (CYBERHACKSOLUTIONS@GMAIL.COM) or +1 916 378 4978 Tell him i reffered you.He will help you
2016-10-15, 20:31:31
Kate morgan  
my name is kate. I work too hard to live with a cheating husband. as soon as i saw the signs,i was able to get private investigator who recommended me to realifehackers@gmail.com they helped me hack my ex husbands habit. they hacked my husbands emails,phonecalls,text messages,i cloud found the truth about him. i am happy he is now gone from my life. contact them now for help realifehackers@gmail.com tell them kate morgan reffered you
2016-10-15, 21:09:29
Jacky from Netherlands  
my husband and i were going through a major financial crisis and if we didn't do anything soon we were going to become bankrupt, we had heard our friends talking about hackers who helped them hack accounts and transfer funds but at the time the idea just seemed utterly preposterous but at this low point we had no other way to make some cash fast, we got the email of the hacker form our friends, we contacted him and we had a lengthy conversation where he explained the procedure to us, we had to put down some little money but compared to what we had to gain it was nothing but we were almost broke so it felt like something, within 5 working days after payment the money was in the account we set up, it was like a movie or something, my husband and i are no longer in financial crisis, we are going on our first vacation since our honeymoon in a few days, this is the email of the hacker who changed our lives - undergroundhackr@gmail.com , the only reason i'm putting his email out there is because he asked me too left to me i'll keep him to myself
2016-10-16, 09:58:51
anonymous from Providence, United States  
Hello

Apply for quick and convenient loan to pay bills and to start a new financing projects at the lowest interest rate of 3%. Contact us today via:Chrisrichardloanfirm@hotmail.com with loan amount needed as our minimum loan offer is 1,000.00 for each selection of the loan amount. I am a certified, registered and legit lender. You can contact me today if you are interested in getting a loan from us ...+2349086334900

Loan Applicant Details

(1) Full Name:
(2) Amount Needed as Loan:
(3) Duration Loan:
(4) Telephone Number:
(5) Country:
(6) State / Province:

NOTE: All Responses should be forwarded to: Chrisrichardloanfirm@hotmail.com to be processed quickly.
Thank you

Mr Chris Richard
2016-10-16, 11:09:16
anonymous from Canada  
To Whom it may concern!!!

Are you a businessman / woman? Are you in any financial mess or you need
funds to start your own business? or to pay off your bills or start a good
business? Contact us on davidmike756@gmail.com. You can also Text or Call
Our Head Office In United state of america on +19513561932.
required to fill the info :
Name—-
Amunt—-
Duration—-
Phone number—
Country—
Regards,
FROM: DAVID MIKE Loan Company
+19513561932.
davidmike756@gmail.com
2016-10-17, 01:55:07
anonymous from United States  
I Basically think we all don't have to face all these deceit and lies from our spouse...in a case of mine wen i got sick and tired of all the lies and deceit i had to contact a friend of mine to get me the contact of one of the best hackers in the states ..then i met cyberhacksolutions@gmail.com..He saved me from the lies of my cheating husband by hacking his phone..Incase you need help with hacking any phone or account or other jobs contact him via email/phone (CYBERHACKSOLUTIONS@GMAIL.COM) or +1 916 378 4978 Tell him i reffered you.He will help you
You are on page 134 of 156, other pages: 1 2 3 131 132 133 [134] 135 136 137 153 154 155 156

 

 

NEW: Optional: Register   Login
Email address (not necessary):

Rate as
Hide my email when showing my comment.
Please notify me once a day about new comments on this topic.
Please provide a valid email address if you select this option, or post under a registered account.
 

Show city and country
Show country only
Hide my location
You can mark text as 'quoted' by putting [quote] .. [/quote] around it.
Please type in the code:

Please do not post inappropriate pictures. Inappropriate pictures include pictures of minors and nudity.
The owner of this web site reserves the right to delete such material.

photo Add a picture: