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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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Comments:

You are on page 163 of 163, other pages: 1 2 3 160 161 162 [163]
2017-07-17, 18:26:47
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2017-07-19, 00:46:44
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2017-07-19, 00:49:16
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2017-07-19, 09:22:06
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2017-07-20, 01:21:20
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2017-07-20, 05:27:05
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2017-07-20, 06:57:27
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This image was also posted here:
Well-respected bank offering Payday loans



Keywords:
2017-07-20, 06:58:03
anonymous from Turkey  
Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts six months after you get the money in your bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours.
Email : bdsfn.com@gmail.com
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Have you applied for loan online before (yes or no)
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Mrs. sanders Michelle



Do you need an urgent financial credit ***? * Very fast and direct transfer to your bank account * Repayment starts eight months after you get the money bank account * Low interest rate of 1% * Long-term repayment (1-30 years) Height * Flexible ***then monthly payment *. How long will it be financed? After submitting the application *** You can expect a preliminary answer less than 24 hours funding in 72-96 hours after receiving the information they need yours.
Email : bdsfn.com@gmail.com
Name :
Country :
Phone number :
Amount Needed as Loan :
Purpose of Loan :
Have you applied for loan online before (yes or no)
Email : bdsfn.com@gmail.com
Emaill: anatiliatextileltd@gmail.com
Mrs. sanders Michelle

This image was also posted here:
Well-respected bank offering Payday loans



Keywords:
2017-07-20, 10:35:26
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2017-07-20, 10:43:58
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2017-07-20, 10:53:53
anonymous  

Need Good University/College Grades?
Hire a Professional hacker to change your grade(s) no matter the numbers, distance is not a barrier. Don't give your jobs to amteur or hackers wannabes

HOW TO HIRE
write us on: webhackersmasters@gmail.com
Wait for our fast response and we tell you what's next. it is as easy as that, we handle the rest

BENEFITS
* Confidential**fast***safe****worry free****Reliable****Meticulous
Only serious people should contact us on : webhackersmasters@gmail.com

*****WE ALSO DO THE FOLLOWING****
*INCREASE CREDIT SCORE
*CLEAR CRIME HISTORY
*EMAIL, FACEBOOK, PHONE CALLS INTERCEPTION, TEXT MESSAGES, WHATSAPP AND ALL PHONE APP HACK
Hire us Via:
Email: webhackersmasters@gmail.com
googlehangout: webhackersmasters
2017-07-20, 12:17:18
anonymous  
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* Hack into any DATA BASE
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* Hack WORDPRESS Blogs
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2017-07-21, 12:09:22
jimmyloof47@gmail.com  
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2017-07-21, 19:57:17
anonymous from United States  
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It is because of his excellence in this area that i repeatedly asked my friend to let me share this good news with everyone so that people who are suffering from cheating spouses like me can be free from emotional trauma.He hacks facebook accounts,emails,text messages,whatsapps and even office files.
I can't tell you everything because he knows better.You can contact him through his email and tell him isabella he helped catch her cheating husband referred you.His email is dbrainchild@gmail.com
You are on page 163 of 163, other pages: 1 2 3 160 161 162 [163]

 

 

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