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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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Comments:

You are on page 166 of 166, other pages: 1 2 3 163 164 165 [166]
2017-08-11, 17:00:30
anonymous from United States  
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
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3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 1%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Ciaran Sheridan
E-mail : ciaransheridan453@gmail.com
Skype id : ciaransheridan453@gmail.com
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Keywords:
2017-08-14, 23:56:44
anonymous from United States  
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I have spent several hours monitoring my husband and his co-worker flirting literally and there has not been any technical malfunctions. I have been able to monitor all his communications with his girlfriend and I can see clearly that he has alot of them, he must be a devil, because I dont understand how he still comes home to tell me he loves me..
I have never been this dissapointed and sad in my life before. I really want to thank my stars I took courage to contact him and for all his tender kindness towards assisting me and giving me exactly what I requested for in the hack. You can also take a bold step contact him and findout about your cheating spouse: PRIVATEJOSH3@GMAIL.COM
2017-08-15, 11:33:16
anonymous from Turkey  
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Contact Email : bdsfn.com@gmail.com
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Mrs. Pranchment Dura
2017-08-16, 14:04:42
from Turkey  
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Name     MR Mark Kent
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Eintrag    
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Get your instant loan approval

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- Complete Name:
- Loan amount needed:
- Loan Duration:
- Purpose of loan:
- City / Country:
- Telephone:
- How Did You Hear About Us:
Have You Applied Before?...
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Keywords:
2017-08-16, 17:58:33
anonymous from United States  

Hello everyone, i would have made the biggest mistake of my life marrying my former spouse but before the marriage
after i saw his link from someones else testimonial. He is a professional that specializes in exposing cheating spouse
and every other hacking and tracking related issues.He is truly a cyber genius , he helps catching cheating spouse by
hacking and tracking their communications like call, whatsapp, Facebook, text, emails, Skype and many more.
if you are having doubts in your affairs and relationship please i will advise you to contact him and know if
He or she is true to you.
contact: CYBERPROFESSIONALHACKER@GMAIL.COM
2017-08-16, 23:29:03
anonymous from United States  
How I restored my dying business and paid mortgage
Compliment of the day to you all,
I'm a father of 2 kids from Modesto, California, I am so grateful to Marlena Investments Limited for granting me a loan sum of $135,000 on the 27th of July 2017 to restore my dying business and pay mortgage, through the help of Mrs Marlena Chris who is the director of the company, They saved me from loosing my home. This message might be of help to you out there in need of a genuine loan in other for you not to fall into the wrong hands while search of a liable loan, my advice to you is to contact this company via email: marlenainvestmentslimited@yahoo.com
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....
2017-08-17, 14:29:14
anonymous from United States  
Hello everyone, i would have made the biggest mistake of my life marrying my former spouse but before the marriage after i saw his link from someones else testimonial. He is a professional that specializes in exposing cheating spouse and every other hacking and tracking related issues.He is truly a cyber genius , he helps catching cheating spouse by hacking and tracking their communications like call, whatsapp, Facebook, text, emails, Skype and many more.
if you are having doubts in your affairs and relationship please i will advise you to contact him and know if He or she is true to you.
contact: CYBERPROFESSIONALHACKER@GMAIL.COM
2017-08-17, 14:34:00
anonymous from Nigeria  
i met a guy called Sam ,he helped me hack into my spouse INSTAGRAM,KIK,FACEBOOK AND GMAIL. Now i can monitor my spouse day to day messages and activities with out him knowing .he is very kind and i compensated him after his services. He Specializes in all of the following:

hack into email accounts and trace email location
all social media accounts,
school database to clear or change grades,
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DUIs
company records and systems,
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Monitor any phone and email address
hack IP address
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INSTAGRAME: Samhoffman3..
...you can try him out?
2017-08-17, 19:31:25
OLIVIA CHRIS  
GET AN URGENT LOAN FOR BUSINESS START UP IN USA

Hello I am Olivia Chris. i have gone through a lot searching for a loan. Thank-God i found this woman Mrs MORGAN from COURTNEY INVESTMENT LIMITED. i never imagined that i could get a loan from this company but i put my hope in God, trusted Mrs. Morgan . It worked for me. i received my loan July 15 a day i will never forget because i am boosting my business up with the loan. you can get yours now by contacting them on their company email address

courtneyinvestmentlimited@yahoo.com

Best Regards
You are on page 166 of 166, other pages: 1 2 3 163 164 165 [166]

 

 

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