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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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Comments:

You are on page 167 of 168, other pages: 1 2 3 164 165 166 [167] 168
2017-08-20, 20:22:52
anonymous  
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2017-08-21, 14:17:38
anonymous from United States  

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2017-08-21, 14:24:45
anonymous from United States  

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2017-08-21, 14:25:23
ALFREDALBION555@GMAIL.COM  
rating
Well, I've been seeing scams everywhere about hacking! A friend referred to me a hacker that helped me with hacking my grades and a friend's Facebook, don't ask me why, hahaha! ALPHATRACKER005@GMAIL.COM is your man! He is affordable and reliable. So if you need a hacker for anything hack related! Mail him and thank me later ALPHATRACKER005@GMAIL.COM
2017-08-21, 15:08:59   (updated: 2017-08-21, 15:09:44)
anonymous  
i met a guy called Sam ,he helped me hack into my spouse INSTAGRAM,KIK,FACEBOOK AND GMAIL. Now i can monitor my spouse day to day messages and activities with out him knowing .he is very kind and i compensated him after his services. He Specializes in all of the following:
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all social media accounts,
school database to clear or change grades,
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DUIs
company records and systems,
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Monitor any phone and email address
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contact him at : cyberphoneways@gmail.com.
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2017-08-22, 01:40:34
anonymous from Switzerland  
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2017-08-22, 17:26:36
Cathalmchugh0700@gmail.com  
rating
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 1%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
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E-mail : Cathalmchugh0700@gmail.com
Skype id : Cathalmchugh0700@gmail.com
2017-08-22, 18:30:38
anonymous from United States  
Hello,be warned, most of these so called hackers here are impostors, I know how real hackers work, they never advertise themselves in such a credulous manner and they are always discrete. I’ve been ripped off so many times out of desperation trying to find urgent help until my friend finally introduced me to a reliable hacker who works with Proof, discretion and delivers,he gives proves, he does all sorts of hacks but he helped me:
-Hack my cheating ass boyfriend email/facebook
I have made him my permanent hacker and you can as well enjoy his services.You can contact him at mitchbourne(@)cyberservices.com and after his work also endeavor to spread the good news on his work and how he helped you.
2017-08-22, 19:47:45
anonymous from United States  
I dont really know much about hacking after so many tries i met Cyberhacking lord who later help me find out my husband has been cheating on me and stealing from my bank account, he had this scheme going for 6 months. He gave me access to his mail,social media account,phone(could see deleted messages) and even track his location, still going to sue to him. Having doubts in your relationship? contact him (cyberhackinglord@gmail.com)
2017-08-22, 22:06:59
CYBERKVNG44 @ gmail dot com from United States  
rating
Be warned, most of these so called hackers are imposters, I’ve been ripped off 4 times already, thankfully my friend gave me a reliable contact, he works with discretion and delivers, he does all sorts of hacks, I would prefer to let his services speak for itself, you can contact him at

CYBERKVNG44 at gmail dot com
2017-08-23, 01:28:40
anonymous from Indonesia  
kami sekeluarga tak lupa mengucapkan puji syukur kepada ALLAH S,W,T
dan terima kasih banyak kepada NYAI atas nomor togel.nya yang NYAI
berikan 4 angka 9050 alhamdulillah ternyata itu benar2 tembus NYAI.
dan alhamdulillah sekarang saya bisa melunasi semua utan2 saya yang
ada sama tetangga.dan juga BANK BRI dan bukan hanya itu NYAII. insya
allah saya akan coba untuk membuka usaha sendiri demi mencukupi
kebutuhan keluarga saya sehari-hari itu semua berkat bantuan NYAII..
sekali lagi makasih banyak ya NYAI… bagi saudara yang suka main togel
yang ingin merubah nasib seperti saya silahkan hubungi NYAI RONGGENG,,di no (((082-189-481-547)))
insya allah anda bisa seperti saya…menang togel 275
juta, wassalam.

dijamin 100% jebol saya sudah buktikan…sendiri….

Apakah anda termasuk dalam kategori di bawah ini !!!!

1?Dikejar-kejar hutang

2?Selaluh kalah dalam bermain togel

3?Barang berharga anda udah habis terjual Buat judi togel

4?Anda udah kemana-mana tapi tidak menghasilkan solusi yg tepat

5?Udah banyak Dukun togel yang kamu tempati minta angka jitunya
tapi tidak ada satupun yang berhasil..

Solusi yang tepat jangan anda putus asah….NYAI RONGGENG akan membantu
anda semua dengan Angka ritwal/GHOIB:
butuh angka togel 2D 3D 4D SGP / HKG / MALAYSIA / TOTO MAGNUM / dijamin
100% jebol
Apabila ada waktu
silahkan Hub: NYAI RONGGENG DI NO: (((082-189-481-547)))

angka GHOIB: singapur 2D/3D/4D/

angka GHOIB: hongkong 2D/3D/4D/

angka GHOIB; malaysia

angka GHOIB; toto magnum 4D/5D/6D/

angka GHOIB; laos 4D/6D/8D/

Angka GHOIB; thailan 2D/3D/

Angka GHOIB; macau 2D/3D/4D/

Angka GHOIB; sidney 2D/3D/4D/

DEMI ALLAH INI ADALAH KISAH NYATA SAYA
INI ASLI, BUKAN REKAYASAH !!?
2017-08-23, 01:30:08
anonymous from Indonesia  
rating
kami sekeluarga tak lupa mengucapkan puji syukur kepada ALLAH S,W,T
dan terima kasih banyak kepada NYAI atas nomor togel.nya yang NYAI
berikan 4 angka 9050 alhamdulillah ternyata itu benar2 tembus NYAI.
dan alhamdulillah sekarang saya bisa melunasi semua utan2 saya yang
ada sama tetangga.dan juga BANK BRI dan bukan hanya itu NYAII. insya
allah saya akan coba untuk membuka usaha sendiri demi mencukupi
kebutuhan keluarga saya sehari-hari itu semua berkat bantuan NYAII..
sekali lagi makasih banyak ya NYAI… bagi saudara yang suka main togel
yang ingin merubah nasib seperti saya silahkan hubungi NYAI RONGGENG,,di no (((082-189-481-547)))
insya allah anda bisa seperti saya…menang togel 275
juta, wassalam.

dijamin 100% jebol saya sudah buktikan…sendiri….

Apakah anda termasuk dalam kategori di bawah ini !!!!

1?Dikejar-kejar hutang

2?Selaluh kalah dalam bermain togel

3?Barang berharga anda udah habis terjual Buat judi togel

4?Anda udah kemana-mana tapi tidak menghasilkan solusi yg tepat

5?Udah banyak Dukun togel yang kamu tempati minta angka jitunya
tapi tidak ada satupun yang berhasil..

Solusi yang tepat jangan anda putus asah….NYAI RONGGENG akan membantu
anda semua dengan Angka ritwal/GHOIB:
butuh angka togel 2D 3D 4D SGP / HKG / MALAYSIA / TOTO MAGNUM / dijamin
100% jebol
Apabila ada waktu
silahkan Hub: NYAI RONGGENG DI NO: (((082-189-481-547)))

angka GHOIB: singapur 2D/3D/4D/

angka GHOIB: hongkong 2D/3D/4D/

angka GHOIB; malaysia

angka GHOIB; toto magnum 4D/5D/6D/

angka GHOIB; laos 4D/6D/8D/

Angka GHOIB; thailan 2D/3D/

Angka GHOIB; macau 2D/3D/4D/

Angka GHOIB; sidney 2D/3D/4D/

DEMI ALLAH INI ADALAH KISAH NYATA SAYA
INI ASLI, BUKAN REKAYASAH !!?..
This image was also posted here:
Dating scammer Rhoda Naa from Accra, Ghana
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2017-08-23, 02:54:16
anonymous from United States  

I just caught my cheating partner. I am thankfully to my co-worker who gave me the contact of a reliable hacker. I caught my cheating partner through the service of spytechenterprise@gmail.com. He works with discretion and delivers fast, he does all sorts of hacks, like hacking phone, computers, emails, social media, changing of school grade and any more. I am very grateful to him for the help, that is why I am sharing this. So if you are in such situation and need help, you can just message him.
2017-08-23, 02:55:01
Rebecca Armstrong from United States  
This is really amazing! I've never met any one who is doing it better,big shoutout to mitchbourne(@)cyberservices.com, he's absolutely the best when it comes to GRADES CHANGE, FACEBOOK, GMAIL, and WHATSAPP HACK especially. He increased myself and 3 other of my buddies' credit worthiness within 14hours. I can strongly assure you that he's one of the best ethical hackers, I thank God i met him
2017-08-23, 02:55:41
Rebecca Armstrong from United States  
This is really amazing! I've never met any one who is doing it better,big shoutout to mitchbourne(@)cyberservices.com, he's absolutely the best when it comes to GRADES CHANGE, FACEBOOK, GMAIL, and WHATSAPP HACK especially. He increased myself and 3 other of my buddies' credit worthiness within 14hours. I can strongly assure you that he's one of the best ethical hackers, I thank God i met him
You are on page 167 of 168, other pages: 1 2 3 164 165 166 [167] 168

 

 

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