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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
--------------------------------------------------------------------------------
Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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Comments:

You are on page 197 of 197, other pages: 1 2 3 194 195 196 [197]
2019-01-22, 16:13:59
anonymous from Nigeria  
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2019-01-24, 09:40:27
anonymous  
Dear Sir/Ma

We have direct and efficient providers of Bank Guarantee (BG’s),Insurance Guarantees, Standby Letters of Credit (SBLC) and Third Party Guarantees. If you are a potential Investor or principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these services. Our BG/SBLC Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the providers of these instruments. Leased Instruments can be obtained at minimal costs to lessor compared to other banking finance options. This offer is open to both individuals and corporate bodies. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcome. If you are interested in seeking to raise finance for your business/projects in this way,Kindly contact us:

mr: harrison freddie
Email:harrison002dexter@gmail.com
Skype:harrison.freddie
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Well-respected bank offering Payday loans



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2019-01-27, 12:11:33
anonymous from United States  
We are able to finance your signatory
projects and help you enhance your
business plan. Furthermore, our
financial instrument can be used for
the purchase of goods from any
manufacturer irrespective of their
location. It can also serve as
collateral with any bank in the world
to secure loans for your project or to
activate credit line to finance your
business plan. We have {BG}, Standby
Letter of Credit {SBLC}, Medium Term
Notes {MTN}, Confirmable Bank Draft
{CBD} as well as other financial
instruments issued from AAA Rated bank
such as HSBC Bank Hong Kong, HSBC Bank
London, Deutsche Bank AG Frankfurt,
Barclays Bank , Standard Chartered Bank
and others on lease at the lowest
available rates depending on the face
value of the instrument needed.


Email : Chawalit.brokers900@gmail.com
Skype : Chawalit.brokers2018@gmail.com


Regards
Chawalit
2019-01-29, 05:56:06
anonymous from United States  
Attn: Investors


We are exclusive agent to direct providers of Fresh Cut BG, SBLC, MTN, Bonds, Bank draft and CDs which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. We deliver with time and precision as set forth in the agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.



DESCRIPTION OF INSTRUMENTS:



1

INSTRUMENT

Bank Guarantee– Cash Back

2

TERM

One Year and One day

3

ISSUING BANK

HSBC GROUP OR Deutsche Bank AG Frankfurt

4

AGE

New Issue – FRESH CUT

5

TARGET PRICE

Forty Eight (48%+2%) of face value or better

6

CURRENCY

European Community Currency (EUR)

7

CONTRACT AMOUNT

X BILLION EUROS (€$0,000,000,000.00) with Rolls and Extensions

8

COUPON RATE

Zero

9

FIRST TRANCHE

500,000,000.00 EUR/USD (FIVE HUNDRED MILLION EUR/USD)

10

SUBSEQUENT TRANCHE

To be mutually agreed upon (See Schedule Tranche)

11

DENOMINATION

Per agreed

12

PAYMENT

PAY ORDER – SWIFT MT103

13

DELIVERY

BY SWIFT MT760, Pre advice first mt799 AND HARD COPY to be delivered via BONDED BANK COURIER within seven (7) international banking days


All relevant business information will be provided upon request plus our terms and procedures: contact me on fordhenryy1@gmail.com

If you are also in need for Corporate loans, International project funding, etc. Or you are client that requires funding for project or business, please contact me immediately on fordhenryy1@gmail.com



Regards,
Mr.Henry Ford
Email: fordhenryy1@gmail.com


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2019-01-29, 22:31:46
Fix It Roger from Pakistan  
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they called themselves hacker, carder or spammer they rip the
peoples with different ways and it’s a badly impact to real hacker
now situation is that peoples doesn’t believe that real hackers and carder scammer exists.
Anyone want to make deal with me any type am available but first
I‘ll show the proof that am real then make a deal like

Available Services

..Wire Bank Transfer all over the world

..Western Union Transfer all over the world

..Credit Cards (USA, UK, AUS, CAN, NZ)

..School Grade upgrade / remove Records

..Spamming Tool

..keyloggers / rats

..Social Media recovery

.. Teaching Hacking / spamming / carding (1/2 hours course)

discount for re-seller

Contact: 24/7

fixitrogers@gmail.com

2019-01-30, 01:06:41
anonymous  
I'm selling Western Union , Bank and Paypal Transfers all over the world. I'm getting much stuff through emails but also have a big experience in botnets etc. I've got 5 western union main computers data with the help of a strong botnet. Now I can change the info of a WU MTCN and can redirect any payment on any name. Simply I change the receiver name and country and payment goes to that person to whom i want to send. If anyone want to make big and instant money than contact me for deal.
Info needed for WU Transfers :-

1: First Name
2: Last Name
3: City
4: Country

Price List For WU Transfer:

$1500 Transfer = $150 Charges
$2000 Transfer = $300
$3500 Transfer = $450
$4500 Transfer = $500
$5500 Transfer = $600

Terms & Conditions :

A person can take transfer once in a week and maximum 2 times in a month .

If anyone want to do regular business with me then you must have many bank accounts,paypal,money bookers and fake ids for western union because after 2 or 3 transfers your paypal and Wu ids can be black listed or banned. So think before deal. Make big transactions and get a side and give other peoples chance or try to gather many fake accounts and work with me on regular basis.

You can Contact us 24/7

Contact us for deal : Email – Westernunionofficial.service@gmail.com
2019-01-30, 07:34:59
Howard Anthony from Nigeria  
rating
We are an exclusive agent to direct providers of Fresh Cut BG, SBLC, and MTN, which we have specifically for lease and

purchase.

We deliver with time and precision as set forth in our agreement and procedures . We are equally ready to work with Brokers

and financial

consultants/consulting firms in their respective countries.

Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the

issuing and receiving bank continues the transaction immediately after DOA is countersigned

Demand for our procedures by email:bupafinance9@gmail.com

Regards

Howard Anthony

Skype ID:92f864467edaf0b8


Keywords:
2019-01-30, 08:19:48
anonymous from Romania  
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Leon Tourish
E-mail : harrylagon234@gmail.com
Skype id : harrylagon234@gmail.com
2019-01-30, 08:42:49
anonymous from Romania  
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Leon Tourish
E-mail : harrylagon234@gmail.com
Skype id : harrylagon234@gmail.com
2019-01-30, 09:45:03
anonymous from Romania  
We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
2. Total Face Value: 10M MIN to 50B MAX USD or Euro
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
4. Age: One Year, One Day
5. Leasing Price: 4+ 2%
6. Sale Price: 32+2%
7. Delivery by SWIFT .
8. Payment: MT103-23
9. Hard Copy: Bonded Courier within 7 banking days.
If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
Name : Harry Lagon
E-mail : harrylagon234@gmail.com
Skype id : harrylagon234@gmail.com
2019-01-31, 00:39:18
anonymous  


We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease/sales, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffeur driven offers.

We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee/Standby Letter of Credit will be paid after the delivery of the MT760,

Description OF INSTRUMENTS:

1. Instrument: Bank Guarantee (BG/SBLC)
2. Total Face Value: Eur/USD 5M MIN and Eur/USD 10B MAX (Ten Billion EURO/USD).
3. Issuing Bank: HSBC Bank London, Barclay's bank London,Credit Suisse and Deutsche Bank Frankfurt.
4. Age: One Year, One Month
5. Purchasing Price: 32% of face value plus 2% commission fees Leasing Price: 4% of Face Value plus 1% commission fees.
6. Delivery: Bank to Bank swift.
7. Payment: MT-103 or MT760
8. Hard Copy: Bonded Courier within 7 banking days.

We are ready to close leasing/Buying with any interested client in few banking days, if interested do not hesitate to contact me

Name : PAUL DAVID
Email: pauldavid20001@gmail.com
Skype: P_david123@outlook.com
whatsapp:+447921551354
2019-01-31, 06:12:10
anonymous from United Kingdom  
We are an exclusive agent to direct providers of Fresh Cut BG, SBLC, and MTN, which we have specifically for lease and

purchase.

We deliver with time and precision as set forth in our agreement and procedures . We are equally ready to work with Brokers

and financial

consultants/consulting firms in their respective countries.

Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the

issuing and receiving bank continues the transaction immediately after DOA is countersigned

Demand for our procedures by email:bupafinance9@gmail.com

Regards

Howard Anthony

Skype ID:92f864467edaf0b8


Keywords:
2019-01-31, 10:03:27
nat.mandate18@gmail.com from United States  
We are able to finance your signatory
projects and help you enhance your
business plan. Furthermore, our
financial instrument can be used for
the purchase of goods from any
manufacturer irrespective of their
location. It can also serve as
collateral with any bank in the world
to secure loans for your project or to
activate credit line to finance your
business plan. We have {BG}, Standby
Letter of Credit {SBLC}, Medium Term
Notes {MTN}, Confirmable Bank Draft
{CBD} as well as other financial
instruments issued from AAA Rated bank
such as HSBC Bank Hong Kong, HSBC Bank
London, Deutsche Bank AG Frankfurt,
Barclays Bank , Standard Chartered Bank
and others on lease at the lowest
available rates depending on the face
value of the instrument needed.


Email : nat.mandate18@gmail.com
Skype : nat.mandate18@gmail.com


Regards
Nat
2019-01-31, 14:20:15
anonymous  
We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.


Email: Kangheeil64@gmail.com


Skype: Kangheeil64

Regards
Kang
2019-02-02, 00:05:56
info.iqfinanceplc@gmail.com from United States  
We are authorized Financial consulting firm that work directly with
A rated banks eg Lloyds Bank,Barclays Bank,HSBC bank etc

We provide BG, SBLC,and lots more for clients all over the world.

We are equally ready to work with Brokers and financial
consultants/consulting firms in their respective countries.

Our procedures are most reasonable and safest as we operate a 100% financial risk free process which entails that the issuing and receiving bank continues the transaction immediately after DOA is countersigned

We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. We are RWA ready to close leasing with any interested client in few banking days

We hope to establish a long term business relationship with you even after this first trial

Regards
WALSH SMITH, ROBERT
email : info.iqfinanceplc@gmail.com
skype: cpt_young1
Tel contact: +447031968934
Registered No: 04374045
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