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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
--------------------------------------------------------------------------------
Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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You are on page 204 of 204, other pages: 1 2 3 201 202 203 [204]
2019-05-31, 08:48:51
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We are exclusive agent to direct providers of Fresh Cut BG, SBLC, MTN, Bonds, Bank draft and CDs which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. We deliver with time and precision as set forth in the agreement. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable.



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TERM

One Year and One day

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HSBC GROUP OR Deutsche Bank AG Frankfurt

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New Issue – FRESH CUT

5

TARGET PRICE

Forty Eight (48%+2%) of face value or better

6

CURRENCY

European Community Currency (EUR)

7

CONTRACT AMOUNT

X BILLION EUROS (€$0,000,000,000.00) with Rolls and Extensions

8

COUPON RATE

Zero

9

FIRST TRANCHE

500,000,000.00 EUR/USD (FIVE HUNDRED MILLION EUR/USD)

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SUBSEQUENT TRANCHE

To be mutually agreed upon (See Schedule Tranche)

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DENOMINATION

Per agreed

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PAYMENT

PAY ORDER – SWIFT MT103

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DELIVERY

BY SWIFT MT760, Pre advice first mt799 AND HARD COPY to be delivered via BONDED BANK COURIER within seven (7) international banking days


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2019-06-03, 09:01:41
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Attn: Investors


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DESCRIPTION OF INSTRUMENTS:



1

INSTRUMENT

Bank Guarantee– Cash Back

2

TERM

One Year and One day

3

ISSUING BANK

HSBC GROUP OR Deutsche Bank AG Frankfurt

4

AGE

New Issue – FRESH CUT

5

TARGET PRICE

Forty Eight (48%+2%) of face value or better

6

CURRENCY

European Community Currency (EUR)

7

CONTRACT AMOUNT

X BILLION EUROS (€$0,000,000,000.00) with Rolls and Extensions

8

COUPON RATE

Zero

9

FIRST TRANCHE

500,000,000.00 EUR/USD (FIVE HUNDRED MILLION EUR/USD)

10

SUBSEQUENT TRANCHE

To be mutually agreed upon (See Schedule Tranche)

11

DENOMINATION

Per agreed

12

PAYMENT

PAY ORDER – SWIFT MT103

13

DELIVERY

BY SWIFT MT760, Pre advice first mt799 AND HARD COPY to be delivered via BONDED BANK COURIER within seven (7) international banking days


All relevant business information will be provided upon request plus our terms and procedures: contact me on fordhenryy1@gmail.com

If you are also in need for Corporate loans, International project funding, etc. Or you are client that requires funding for project or business, please contact me immediately on fordhenryy1@gmail.com



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2019-06-04, 06:19:22
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