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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
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Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



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You are on page 220 of 235, other pages: 1 2 3 217 218 219 [220] 221 222 223 232 233 234 235
2020-02-03, 17:01:05
anonymous  
rating
HOW I GOT MY LOAN FROM THIS GREAT COMPANY

Hello my dear people, I am Linda McDonald, currently living in Austin Texas, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2018 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self-money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. David Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I will advise you to contact Mr. David if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (davidwilsonloancompany4@gmail.com) No credit check, no cosigner with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. David Wilson today for your loan

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2020-02-04, 01:21:09
anonymous  
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2020-02-04, 01:21:39
anonymous  
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Are you looking for Finance?
Are you looking for a money to enlarge your business?
We help individuals and companies to obtain loan for business
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2020-02-04, 05:13:16
daniel  
rating
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2020-02-05, 16:52:47
anonymous  
rating

We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers.

We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760,

DESCRIPTION OF INSTRUMENTS:

1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
4. Age: One Year, One Month
5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
6. Delivery: Bank to Bank swift.
7. Payment: MT-103 or MT760
8. Hard Copy: Bonded Courier within 7 banking days.

We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. wrightjames931@gmail.com

Regards,
Wright
Skype;
wrightjames931@gmail.com
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2020-02-08, 04:49:41
atm card from United States  
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2020-02-10, 09:04:49
lisascot123456@gmail.com from Greece  
rating
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2020-02-10, 09:11:20
anonymous from Greece  
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2020-02-10, 17:31:06
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2020-02-11, 03:50:23
from United States  
RELIABLE BUSINESS/HOME/COMPANY/PROJECT/PERSONAL LOAN OFFER TODAY? QUICK AND AFFORDABLE LOAN CONTACT US VIA Call/Text +1(415)630-7138 Email drbenjaminfinance@gmail.com

We are authorized financial consultants providing reliable loans to individuals and funding for business, home, personal and projects start up. Are you tired of seeking loans or are you in any financial mess. Do you have a low credit score, and you will find it difficult to get loans from banks and other financial institutions? then worry no more for we are the solution to your financial misfortune. we offer all types of loan ranging from $5,000.00 to $650,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 35 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Contact us on the following Call/Text +1(415)630-7138 Email drbenjaminfinance@gmail.com

Do you have a bad credit? Do you need money to pay bills? Do you need loan to buy, refinance or renovate your home? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? BENJAMIN LOAN INVESTMENTS FINANCE aims is to provide excellent professional financial services which include the followings
*1 Personal loan
*2 Business loan
*3 Home loan
*4 Farm Loan
*5 Education loan
*6 Debt consolidation loan
*7 Truck Loan
*8 Car Loan
*9 Eviction Loan
*10 Equipment Loan
*11 Hotels Loan
*12 Refinancing Loan and many more

NOTE: GET YOUR INSTANT LOAN APPROVAL 100% GUARANTEED NO MATTER YOUR CREDIT SCORE. drbenjaminfinance@gmail.com

Yours Sincerely,
Dr Benjamin Scarlett Owen
+1(415)630-7138
drbenjaminfinance@gmail.com
We are certified and your privacy is 100% safe with us. Worry no more about
your financial problems.


2020-02-12, 13:29:35
dimi.conradi1970@gmail.com from United States  
rating
We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 10B EUROS/USD.

BROKERS ARE WELCOME & 100% PROTECTED!!!
Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve.

Our BG/SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding.

We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. [via Contact Form Below]

Regards

Dimitrij Conradi
Email: dimi.conradi1970@gmail.com
conradi.dimitrij@bk.ru
Skype: conradi.dimitrij@bk.ru
WhatsApp: +905456646659
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2020-02-12, 14:19:13
dimi.conradi1970@gmail.com from United States  
rating
We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 10B EUROS/USD.

BROKERS ARE WELCOME & 100% PROTECTED!!!
Intermediaries/Consultants/Brokers are welcome to bring their clients and cases to our attention and in complete confidence we will work together for the benefits of all parties involve.

Our BG/SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding.

We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. [via Contact Form Below]

Regards

Dimitrij Conradi
Email: dimi.conradi1970@gmail.com
conradi.dimitrij@bk.ru
Skype: conradi.dimitrij@bk.ru
WhatsApp: +905456646659
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2020-02-12, 18:15:59
anonymous from United States  
RELIABLE BUSINESS/HOME/COMPANY/PROJECT/PERSONAL LOAN OFFER TODAY? QUICK AND AFFORDABLE LOAN CONTACT US VIA Call/Text +1(415)630-7138 Email drbenjaminfinance@gmail.com

We are authorized financial consultants providing reliable loans to individuals and funding for business, home, personal and projects start up. Are you tired of seeking loans or are you in any financial mess. Do you have a low credit score, and you will find it difficult to get loans from banks and other financial institutions? then worry no more for we are the solution to your financial misfortune. we offer all types of loan ranging from $5,000.00 to $650,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 35 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? If Yes worry no more for we are out here to help the less financial privileges get the loan they need to get back on their feet no matter your credit score, you can say goodbye to all your financial crisis and difficulties. Contact us on the following Call/Text +1(415)630-7138 Email drbenjaminfinance@gmail.com

Do you have a bad credit? Do you need money to pay bills? Do you need loan to buy, refinance or renovate your home? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? BENJAMIN LOAN INVESTMENTS FINANCE aims is to provide excellent professional financial services which include the followings
*1 Personal loan
*2 Business loan
*3 Home loan
*4 Farm Loan
*5 Education loan
*6 Debt consolidation loan
*7 Truck Loan
*8 Car Loan
*9 Eviction Loan
*10 Equipment Loan
*11 Hotels Loan
*12 Refinancing Loan and many more

NOTE: GET YOUR INSTANT LOAN APPROVAL 100% GUARANTEED TODAY NO MATTER YOUR CREDIT SCORE. drbenjaminfinance@gmail.com

Yours Sincerely,
Dr Benjamin Scarlett Owen
+1(415)630-7138
drbenjaminfinance@gmail.com
We are certified and your privacy is 100% safe with us. Worry no more about your financial problems.
2020-02-13, 05:12:25
anonymous from United States  
My utmost gratitude goes out to Tom. Some months back, I have really been searching FOR a good credit expert to help me fix my bad report. He did not just increase my credit score to a high 700s from a low 450s, but also removed some negative items which included a late payment. He is really God’s sent to me. Here is his contact: (tombanecredithelp at Gmail.COM / +720-590-7966
2020-02-13, 15:16:42
anonymous  
GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
AT THE BEST RATES AVAILABLE

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.

FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

Name : Scott james

Email : Inquiry.securedfunding@gmail.com
                                                                Skype: Inquiry.securedfunding@gmail.com
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Well-respected bank offering Payday loans
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Well-respected bank offering Payday loans
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Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
Well-respected bank offering Payday loans
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Well-respected bank offering Payday loans
The meaning of Runtime Error 217



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